에이아이론(AILoan)

Features 에이아이론(AILoan)

Airon is an app that performs loans.The meaning of AI Loan is AILoan, which is a loan service that uses the computers automatic calculation capability.Airons loan review uses Tenspaces SNS analysis and evaluation support solution, ASTER.Shortest/longest repayment period: Minimum 3 months Maximum 12 monthsMaximum Annual Interest Rate (APR): 19.5%Representative example of total loan cost including principal and all related fees - Example of monthly payment: 3 million won at 19.5% interest per annum, 277,186 payments per month for 1 year (12 months) loan - Interest calculation example: 48,750 = 3,000,000 * (0.195/12) - Example of monthly payment calculation: 277186.1232 = (3,000,000 * (0.195/12) * (1+0.195/12)^12) / ((1+0.195/12)^12 -1)If the total loan repayment period is less than 60 days, only interest for 60 days is paid and there is no prepayment feeThe loan company of A-Iron is Allending Loan Co., Ltd.The repayment method is equal repayment of principal and interest within a maximum of 12 months.If you are an office worker, business owner, housewife, or college student, you can get a loan if you can prove your income.Limits may change depending on social media rating, credit rating and income.Loan interest rate: 19.5% per annumLoan limit: up to 3 million wonLoan period: Minimum 3 months Maximum 12 monthsOverdue interest rate: Loan interest rate +0.5% added (However, the delinquent interest rate cannot exceed 20% of the legal maximum interest rate)Example of total loan cost: 3 million won 1 year (12 months) interest 19.5% per annum, total repayment amount 3,326,233 wonTotal loan interest: 326,233 won*There is no additional charge for borrowing.*We do not charge brokerage fees related to loans.※ When using a loan product, your credit rating may decrease.※ If your credit rating is lowered when using a loan product, additional loans may be restricted, or you may experience disadvantages such as an increase in loan interest rates or a decrease in the loan limit.